Dynasty Trust Services

Protect Your Legacy.
Forever.

South Dakota Dynasty Trusts protect your wealth across unlimited generations zero state income tax, best-in-class asset protection, and professional administration you can trust.

Start Your Trust How It Works
$20B+ Assets Under Administration
40+ JDs, CPAs & CFAs
#1 Asset Protection Laws in the U.S.
Trust Duration No Expiration

The Gold Standard
of Trust Jurisdictions

South Dakota has spent decades becoming the most favorable trust state in America. Every major advantage compounds for your family generation after generation.

Perpetual Duration

No rule against perpetuities. Your trust lasts forever protecting wealth across every future generation.

Zero State Taxes

No state income tax, no capital gains tax, no estate tax, no inheritance tax. South Dakota is a tax-free trust jurisdiction.

#1 Asset Protection

Only a 2-year look-back period the shortest in the country. Creditor claims are blocked faster than anywhere else in the U.S.

Complete Privacy

No public disclosure requirements. Trust members, assets, and terms remain fully confidential.

Directed Trust Statute

Bifurcate liability and keep your own investment advisors managing assets while professional trustee handles administration.

Decanting Flexibility

Modify trust terms without court approval. Adapt to changing laws, family dynamics, and tax strategies over time.

Feature South Dakota Delaware Nevada
Perpetual Duration Yes Yes Yes
State Income Tax None Yes None
Asset Protection Lookback 2 years ~ 4 years ~ 2 years
Annual Fee $50/yr $300+/yr ~ $200+/yr
Directed Trust Statute Best-in-class Yes ~ Limited
Privacy Protections Full ~ Moderate Strong
Decanting Broad ~ Limited Yes

South Dakota's $50/year annual report fee vs. Delaware's $300+ franchise tax saves institutional clients hundreds of thousands over a dynasty trust's lifetime.

Every Structure, One Partner

From perpetual generational trusts to tax-optimized insurance strategies we administer the full spectrum of South Dakota trust vehicles.

Most Popular

Dynasty Trust

The flagship. Holds wealth in perpetuity no expiration, no generation-skipping tax on distributions within the trust. Your wealth outlasts every law change.

Asset Protection

Domestic Asset Protection Trust (DAPT)

Shield assets from creditors and litigation while retaining the right to benefit from the trust. SD's 2-year lookback is the shortest in the country.

Directed

Directed Trust

Bifurcate the trustee role keep your investment advisors managing assets while professional trustees handle legal administration and compliance.

International

Foreign Grantor Trust

International families and ultra-high-net-worth non-residents using South Dakota for superior U.S. trust situs, privacy, and tax efficiency.

Spousal

Community Property Trust

Optimize spousal asset management. Step-up in basis on community property assets at the first spouse's death significant capital gains savings.

Insurance

Irrevocable Life Insurance Trust (ILIT)

Remove life insurance proceeds from your taxable estate. Death benefit passes estate-tax-free to beneficiaries via the trust structure.

Business

Business Trust

Structure business entities within a trust framework for succession planning, liability protection, and multi-generational ownership continuity.

Tax Planning

Premium Tax Planning Trust

Specialized structure combining insurance strategies with trust administration for optimal tax treatment and cost basis management.

Hold Virtually Anything

Unlike traditional institutional trustees, we accept non-traditional assets exactly what UHNW families actually hold.

Real Estate
Closely Held Stock
Partnerships & LLCs
Captive Insurance
Life Insurance Policies
Fine Art & Collectibles
Automobiles
Cryptocurrency

Institutional-Grade
Administration

$20B+
Assets under administration
40+
Professionals: JDs, CPAs, CFAs, CTFAs
140+
Years combined fiduciary experience
3
Minimum capital requirements maintained
2025
Best Fiduciary / Trustee Service
PAM Awards
2025
Best Trust Company
Miami Family Wealth Report
2022
Fiduciary Advisor of the Year
Finance Monthly
Oldest & largest independently owned South Dakota chartered trust company
6 fiduciary liability insurance six times the regulatory minimum
3 bond coverage above statutory requirements
Comprehensive cybersecurity coverage all digital assets and records protected
Certificate of Good Standing State of South Dakota (formed July 2012, verified April 2024)
Offices in Pierre, Sioux Falls, Miami, Pennsylvania, Southern California, Bay Area, and New York (opening soon)
Proprietary technology platform for real-time reporting, document management, and client transparency

Simple Fee Structure

Straightforward pricing without the opacity. Exact costs depend on trust type, structure, and assets under administration we'll walk you through it.

Domestic Trusts
$2,875
one-time formation fee
Directed Trust: from $7,475/yr (assets in holding entity)
Discretionary Trust: from $8,740/yr
Life Insurance / PPLI: from $4,025/yr (one policy)
5-year prepay: $575 off setup
South Dakota situs established
International Trusts
$4,025
one-time formation fee
Directed Trust: from $10,350/yr (assets in holding entity)
Discretionary Trust: from $12,420/yr
Life Insurance / PPLI: from $5,175/yr (one policy)
5-year prepay: $575 off setup
Cross-border reporting included
Fees scale with AUA and complexity. Annual administration fees tier up based on trust type, assets under administration, and whether assets are held in a holding entity. Each additional life insurance policy adds $1,150/yr; discretionary trustee authority adds $1,150/yr. Tax preparation and FATCA/CRS compliance are pass-through at cost. Winston provides a full fee quote before you commit.

From Consultation
to Established Trust

01

Initial Consultation

We start by understanding your goals, asset base, family structure, and existing estate plan. No forms, no pressure just a structured conversation to determine the right trust type and structure for your situation.

02

Trust Design

Our attorneys design the trust document selecting trust type, beneficiary structure, distribution standards, and trustee powers. You review and approve before anything is filed.

03

Formation & Filing

Documents are prepared, executed, and filed in South Dakota. Trust situs is established. This typically takes 24 weeks from design approval.

04

Funding the Trust

Assets are transferred into the trust real estate, securities, business interests, insurance policies, or other holdings. We coordinate with your existing advisors throughout.

05

Ongoing Administration

Professional management, beneficiary distributions, compliance reporting, tax filings, and annual statements handled by our team of JDs, CPAs, and CTFAs. You get a dedicated relationship manager.

Start Your Dynasty Trust

Dynasty Trust is available exclusively to Winston clients. Become a client to unlock the full 8-step intake wizard, Bridgeford Trust Company coordination, and dedicated trust administration — all through your client portal.

Access through your Winston client portal
8-step guided intake wizard
Bridgeford Trust Company coordination handled for you
All 8 trust types: Dynasty, DAPT, Directed, ILIT, and more
Winston Clients Only

Dynasty Trust services are available to active Winston clients. Your client portal includes the full trust intake wizard, fee calculator, application pipeline, and Bridgeford coordination.

Become a Client — Get Started
Already a client? Log in to your portal →
Administered in partnership with Bridgeford Trust Company, chartered in South Dakota.